Long-term money planning, without the noise.
SteadyPlan helps you understand where you are today, what is cash-accessible now, what invested money is still reachable, what is restricted, and how today's decisions shape your longer-term plans.
Self-hosted today. Not financial advice.
Three core benefits
Know where you stand
A clearer picture of accounts, debts, savings, investments and goals — in one place you control.
See the whole picture
Separate cash-accessible money, invested-accessible money, restricted money, and locked-for-later money so the story stays honest.
Plan with confidence
Use assumptions-based scenarios to explore trade-offs without financial hype or false certainty.
Product showcase
SteadyPlan is a planning and visibility tool. It is not a bank, broker, adviser, or trading platform. It is designed to help ordinary people see where they stand, keep monthly maintenance grounded, and make steadier long-term decisions.
Projections are scenario estimates based on your inputs. No promises.
Why SteadyPlan exists
SteadyPlan started as a personal project after serious money stress and debt/IVA. The turning point was visibility: facing the numbers clearly instead of avoiding them.
It is shared because self-hosting and open-source tools matter — systems you can inspect, repair, back up, and own.
Roadmap preview
- UK-focused accounts, Monthly Update, and planning
- Goals, holdings, performance, and retirement scenario estimates
- Privacy-first local data model plus in-product backup/diagnostics guidance
- Reducing density in the heaviest setup and settings flows
- Tightening everyday import and data-entry clarity
- Keeping docs, roadmap, and safe-evaluation guidance in lockstep
- Hosted SteadyPlan (exploratory)
- Invite-only private testing
- Only if safety and supportability are good enough
Hosted SteadyPlan is being explored — not launched.